Reverse Mortgages in El Paso
Reverse mortgages are designed for homeowners 62 and older who want to access the equity in their home without selling or taking on a monthly mortgage payment. We walk you through the requirements, costs, and benefits so you can make an informed decision.
Varies
What this program offers
- No monthly mortgage payments required for eligible borrowers
- Access equity as a lump sum, monthly income, or line of credit
- Loan becomes due when the home is sold or the last borrower moves out
- Counseling required — we help coordinate the process
Who it's good for
Homeowners 62+ who want to supplement retirement income or access equity while staying in their home.
Other loan programs
FHA
Flexible financing for the home you've been dreaming of — start here.
Learn moreConventional
As little as 5% down for qualified buyers with strong credit.
Learn moreVA Loans
$0 down for active-duty, veterans, and Fort Bliss families.
Learn moreUSDA
Zero-down financing for eligible rural and suburban homes.
Learn moreHELOC
Unlock the equity in your home with a flexible line of credit.
Learn moreJumbo
Financing above conforming limits for luxury homes.
Learn morePrivate Loan
Land loans, Foreign National, Loan options and flexibility.
Learn moreDSCR
Investment home financing — start your journey or Refi w/o Cash out. The property's income qualifies it without affecting your personal finances.
Learn moreRefinance Options
If you're looking to consolidate bills, add a pool, renovate for generational living or just need a vacation, or vacation house we can help.
Learn moreCash Out Options
Tap into your home's equity to consolidate debt, renovate, invest, or cover major expenses.
Learn moreCommercial
From an office building, strip center, parking lot to ground up construction we have the relationships with lenders to make your vision a reality.
Learn more