Cash-Out Refinance Options
A cash-out refinance lets you turn the equity you've built into usable funds. Whether you want to remodel your home, pay off high-interest debt, or fund a major purchase, we review your goals and find a program that fits.
Varies
What this program offers
- Access equity without selling your home
- Use funds for renovations, debt consolidation, or investments
- Fixed and adjustable rate options available
- Local El Paso loan officers guide you through every option
Who it's good for
Homeowners with available equity who need cash for a specific purpose.
Other loan programs
FHA
Flexible financing for the home you've been dreaming of — start here.
Learn moreConventional
As little as 5% down for qualified buyers with strong credit.
Learn moreVA Loans
$0 down for active-duty, veterans, and Fort Bliss families.
Learn moreUSDA
Zero-down financing for eligible rural and suburban homes.
Learn moreHELOC
Unlock the equity in your home with a flexible line of credit.
Learn moreJumbo
Financing above conforming limits for luxury homes.
Learn morePrivate Loan
Land loans, Foreign National, Loan options and flexibility.
Learn moreDSCR
Investment home financing — start your journey or Refi w/o Cash out. The property's income qualifies it without affecting your personal finances.
Learn moreRefinance Options
If you're looking to consolidate bills, add a pool, renovate for generational living or just need a vacation, or vacation house we can help.
Learn moreReverse Mortgage
For homeowners 62 and older who want to convert home equity into income without monthly mortgage payments.
Learn moreCommercial
From an office building, strip center, parking lot to ground up construction we have the relationships with lenders to make your vision a reality.
Learn more