FHA Home Loans in El Paso
FHA loans are built for buyers who want a lower down payment and more flexible credit guidelines. It is one of the most common first-home paths in El Paso, and our local loan officers walk you through it step by step.
From
6.000%
What this program offers
- Low down payment options for qualified buyers
- More flexible credit guidelines than many conventional programs
- Gift funds and down payment assistance may be allowed
- Available for primary residences across El Paso and Texas
Who it's good for
First-time buyers, buyers rebuilding credit, and families who want to keep cash on hand.
Other loan programs
Conventional
As little as 5% down for qualified buyers with strong credit.
Learn moreVA Loans
$0 down for active-duty, veterans, and Fort Bliss families.
Learn moreUSDA
Zero-down financing for eligible rural and suburban homes.
Learn moreHELOC
Unlock the equity in your home with a flexible line of credit.
Learn moreJumbo
Financing above conforming limits for luxury homes.
Learn morePrivate Loan
Land loans, Foreign National, Loan options and flexibility.
Learn moreDSCR
Investment home financing — start your journey or Refi w/o Cash out. The property's income qualifies it without affecting your personal finances.
Learn moreRefinance Options
If you're looking to consolidate bills, add a pool, renovate for generational living or just need a vacation, or vacation house we can help.
Learn moreCash Out Options
Tap into your home's equity to consolidate debt, renovate, invest, or cover major expenses.
Learn moreReverse Mortgage
For homeowners 62 and older who want to convert home equity into income without monthly mortgage payments.
Learn moreCommercial
From an office building, strip center, parking lot to ground up construction we have the relationships with lenders to make your vision a reality.
Learn more